Home arrow Mortgages arrow Apply for a Mortgage Saturday, 11 October 2008
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Apply for a Mortgage

 

When you are ready to apply for a loan, please complete as much of this form as you can. We will create a file for you in our system, and call you for additional information. We can then schedule a meeting, and begin the formal application process. Or, contact us to make an appointment. We will explain the entire process to you, advise you of your loan options, help you gather the documents you will need, and keep you informed of the progress of your application.
 

Preliminary Mortgage Inquiry Form

Please complete this form and click the submit button.

I want to buy a house or property
I want to refinance my existing house


What is your name? (Use the name you go by. We will ask for your full legal name later.)

    
What is your co-borrower's name? (This is usually your spouse.)



What is your street address? (Number and street.) (e.g., apartment number.)


City?
State?
Zip?


Email address?

Borrower's Phone Numbers


Cell phone? (Include Area Code.)


Home phone? (Include Area Code.)


Work Phone? (Include Area Code.)


Fax Number? (Include Area Code.)

Co-Borrower's Phone Numbers


Cell phone? (Include Area Code.)


Home phone? (Include Area Code.)


Work Phone? (Include Area Code.)


Fax Number? (Include Area Code.)


What is your overall goal of this loan? (e.g., to sell my current home and buy something larger, or to buy an investment property, etc.)


How soon are you looking to complete this transaction? (e.g., 30 days, 3 months, 6 months.)

From: to:
What range of monthly payments are you hoping for? (e.g., from $1,800 to $2,200.)

From: to:
What range of down-payments do you feel comfortable with? (e.g., from $25,000 to $30,000.)


Where will your down-payment come from? (e.g., savings, investments, family loan, etc.)

From: to:
What range do you hope to spend on your home? (e.g., from $450,000 to $499,000.)


What interest rate are you hoping to receive? (e.g., 6.5% fixed.)


Where did you hear about this interest rate? (e.g., I saw it advertised in ...., or I was recently pre-approved for a similar loan.)


Is there any particular type of loan you are interested in? (e.g., 30-year fixed, 5-year ARM, or "please make a recommendation".)

(Hint: "stick" means a regular wood-framed house.)
What type of house are you looking to finance?


How long do you plan on keeping this home (or this loan)? (e.g., keep for 20 years, or refinance in 3 years, etc.)


Which is most important to you: purchase price; monthly payment; or down-payment?

Borrower's Income Details


Monthly Income? (Include all sources of income.)

Check if you're self-employed?


Primary source of income?

Co-Borrower's Income Details


Monthly Income? (Include all sources of income.)

Check if you're self-employed?


Primary source of income?

Check all that apply.
Are you or your spouse currently enrolled in consumer counseling?
Have you or your spouse been over 30 days late on any bills?
Have you or your spouse been divorced within the past 2 years?
Have either of you recently applied for new credit (auto, credit card, etc.)?
      Explain
Are you or your spouse currently working with another mortgage lender?

Are you or your spouse a first-time homeowner?
Have you or your spouse used your overdraft protection in the last 2 months?
Have you or your spouse filed a hazard insurance claim in the last 2 years?

  

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Copyright © 2005, Scott Criss, Redding California.
A Division of Home Capital Funding. CA DRE Broker #01275870